What Is Financial Planning?
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Financial planning is not just for retirement, even though that remains important. It provides a comprehensive view of your current and future situation by integrating taxation and other key aspects. It helps set realistic goals and develop strategies to achieve them.
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It covers, among other things, savings, investments, taxes, estate planning, and risk management. By working with a financial planner, you make informed decisions tailored to your priorities and your reality.
Undertaking this planning is a decisive step for your future and that of your loved ones.
This plan goes far beyond simple numbers: it can also create a positive impact today and for generations to come.
The seven fields covered are:
Legal Aspects
This refers to the legal framework that defines your identity, rights, and obligations: civil status, matrimonial regime, protection mechanisms for minors or incapacitated adults, and various types of mandates.
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Insurance and Risk Management
Analysis of risks that could threaten your financial security or that of your family, such as death or disability, and implementation of strategies to manage them.
Finances
Your financial planner creates a complete picture of your assets, liabilities, income, and expenses to help you reach your goals.
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Tax Planning
Planning your taxes to reduce your tax bill and maximize deductions and credits while ensuring you pay your fair share.​
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Investments
Assessment of your current portfolio and recommendations for an investment strategy tailored to your situation, goals, and risk tolerance.
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Retirement
Preparing a stable income to maintain your quality of life when you stop working, by determining your desired age and sources of income.
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Succession
Organizing the transfer and conservation of your assets upon death, to ensure that they are passed on to the people of your choice.
A simple and efficient process
Periodic reviews will allow us to analyze your financial situation and the progress toward your goals. Adjustments will be made to your plan to reflect your reality over time and ensure that all strategies implemented remain aligned with the progress and achievement of your financial and life goals.
“For informed decisions and
lasting peace of mind”
Your 5-step plan
Clarify your ambitions
With your financial planner, you define your goals together and the ideal time to achieve them.
Analyze your financial picture
He will draw up a precise assessment of your income, expenses and debts with you to fully understand your situation.
Build a tailor-made plan
Together you develop a detailed financial strategy, accompanied by a realistic timeline to achieve your goals.
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Determine the strategies to implement
Depending on your risk tolerance and time horizon, it offers you the best financial strategies to achieve your goals.
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Adjust over time
Your financial planner regularly reviews your plan and adapts it to your new projects or life changes. e.
life.
